7 Biggest Tech Shopping Myths

It is heartening to get coupons on couponobox and buy stuff for a relatively lower price and save money. But did you know you can save on electronics if you look beyond the several myths surrounding the sale of electronics? Here we debunk few of the technology related shopping myths.

Myth 1.  Apple Store has never sales.

This is true to some extent but you can avail a student discount of up to $200 on iMac and $20 on iPad when you buy it for your children.  This is a scheme launched by Apple as an education discount for students.

Myth 2:  Gaming PCs can empty all your savings

A majority of the expense in gaming PC goes to cooling effects and specs that enhance the gaming experience. When you can build your own machine, you can get it for less than $500.

Myth 3: Macs don’t get infected

 It is a wrong notion that antivirus for Mac is a waste because in reality that is not the truth. Macs are vulnerable and you must buy an antivirus, malware, and ransomware for your Mac.

Myth 4: The new buy is better than refurbished machine

This probably is the biggest myth of all. Refurbished machines undergo rigorous testing sometimes more than the new ones. When you buy from a reliable retailer you can be sure that you get a good deal at far lesser price than a new product.

Myth 5: Black Friday has the best electronic deals

Yes, the discounts on Black Friday are very attractive but they are not always the best. Browse online websites and set price alerts when the product of your choice is close to your budget.

Myth 6: Megapixels determine the quality of a smartphone camera

Megapixels alone do not decide the quality of a camera. The aperture size is more important in deciding the quality of the picture as it controls the light.

Myth 7: Online prices are the lowest

Nowadays brick and mortar shops are selling at prices that are on par with online goods and at times even cheaper. And it is more convenient to go back to the shop should there be any issue than relying on unknown online stores.

Here’s Why Fintech Matters to All Entrepreneurs

Fintech is a term that almost everyone has heard of but very few actually understand. In layman terms, fintech is the marriage of technology and finance. With the advent of fintech mobile payments, banking, loans, fundraising and every aspect of finance has been transformed once and for all.

The investment in fintech is on the rise given the fact that consumer behavior is changing and new financial regulations are coming into force rapidly.to keep up with the challenges of the present times.

How are entrepreneurs affected by fintech?

It is no more a distant dream to be an entrepreneur even for those short of funds. With crowdsourcing and other means of finances easily accessible thanks to fintech starting out on your own are not only simpler but also cheaper. You are no longer dependent on your region or known faces for finance for your business through crowdsourcing you can get funding from any corner of the globe even from those whom you have never met.

Internet and technology have made it extremely simple to pitch an idea to the wide world and attract the right investment in an insignificant amount of time.

The second hurdle entrepreneurs often face in global trade is a transfer of funds. But with fintech even that has been overcome and it is child’s play now for money to cross geographical borders and reach its destination quickly and safely; something that was unimaginable in the not too distant past.

Finally, fintech firms have fewer overheads unlike the traditional banks and financial institutes and hence they are able to pass on their savings to their clients.

The biggest advantage that these small fintech firms have is that they are not burdened by the size of the organization; they can innovate and adapt according to the need of the hour.

So, if are an entrepreneur you must ensure that you are up to date with the latest fintech developments to stay ahead of your competition. The only area of concern for any online transaction would be a safety but with video onboarding by Fully Verified you can be assured that there is an actual face to the name you are dealing with and you are protected from fraud.…

Top 5 Things You Need to Know About Fintech

Fintech is nothing but the amalgamation of finance and technology. This is a killer combination because most of the technology applications are focused on improving the revenue. And to track the revenue, finances in general, technology is indispensable. For all the latest information on fintech and investments visit www.BullMarketz.com

Fintech is the topic of the hour

Fintech is something that is being actively spoken about, around the world. There are many ways in which technology is influencing the finance sector, for good. There are many permanent changes being instilled in the processes.

Fintech is all about customer convenience

Most of the changes that technology is bringing to the finance sector are to improve customer experience. ATMs were first considered to be novel inventions to make money withdrawal easy. But even the ATM queues are inconvenient and this is why online payments and fund transfers were introduced.

Banks would still continue to exist

Banks would still be relevant in the age of Fintech advancements. The role of the banks would shift however and the channels through which the banks operate would be different too. Banking would become simpler, quicker and more convenient for the busy users.

Making money the easier way

Fintech has given us plenty of ways to make money. Making money online without even stepping out of the home is now a reality. Adding value to the much-ignored things is something that characterizes the use of technology in finance.

Cryptocurrencies and Blockchain

These are the two terms that almost everyone around the world must have uttered at least once in the recent years. Cryptocurrencies revolutionized digital currency systems by introducing a security like no other.

Every form of technology should be backed up by a robust strategy that can improve the stability and the security in the system. The wise use of technology and the right mix of conventional methods is the key to attaining a stable yet convenient system.…

The Implications of Ever-increasing Globalization Through Technology to the Global Economy

There are many implications of the increasingly globalized and automated global economy, from less protectionist trade, automation, AI and technology, which will rapidly and increasingly change the global economy. The global economy is headed towards a much more rapid changing future where AI is going to be a major component of the success of your country and access to core technologies is more important than simple industrial production. It’s been called the 4th industrial revolution, coined by the Germans, spearheaded by the Chinese and loathed by the developing world as their ladder to prosperity gets taken out from under their feet.

We’ll go one by one on the implications of these trends:

  • Globalization and trade

It’s now much easier to go across borders to trade, do business, set up shop and the such, want to go to Finland? Get a VISA and a Permit and apply for a loan, here I’ve found a link off of Google (http://www.moneral.fi/lainojen-yhdistaminen/), although it’s in Finnish, this just demonstrates how interconnected the global economy has become in recent years. Want to set up a toy factory? Simple, go to a Chinese aggregate site and get in contact with a manufacturer, they can set up preferential rates and negotiations almost immediately.

  • Demand aggregation

Hyper-demand aggregation is occurring where increasingly complex supply chains are springing up in manufacturing juggernauts like China and the US, where economies of scale, better supply chains, automation and globalization and cheap internet connectivity has made manufacturing much more agile and competitive, driving prices down and keeping productivity high in countries thought to be de-industrializing. China’s Shenzhen is a great example of this, I as an investment banker have noted that although almost all of my business partners thought that by now China would have no manufacturing left, China’s increasingly automated and complex supply chains + hyper-aggregation has led to a much more competitive Chinese manufacturing sector that stubbornly refuses to let go of mid to high value chain manufacturing. This has been theorized by some to be a cause of premature deindustrialization.

  • Automation and AI

Automation and AI are thought to be one of the main reasons why premature deindustrialization has been happening in the developing world, where countries fail to develop industrial bases and are mired in poverty. Expect this trend to get worse as the payback period of robots falls and automation increasingly gets better and better and countries like the US, Germany and China benefit instead of the masses of Africa, South Asia and Latin America.…